Risk Management Graduate Programme: Corporate Investment Banking (CIB) Standard Bank
Embark on a journey with our Corporate and Investment Banking (CIB) Risk Management Graduate Programme
Placement: ZA, GP, Johannesburg, Baker Street 30
Due Date: June/30/2025
Job Type: Full-time
- Risk Management Graduate Programme: Corporate Investment Banking (CIB) Standard Bank
Job Overview
Business Segment: Corporate & Investment Banking
Job Ref ID: 80439587A-0001
Job Description
At the forefront of shaping the future of Risk Management, we are committed to reducing risk while fostering innovation and excellence. Our Risk Management Graduate Programme is designed for individuals who are not only adept at mitigating risk but are also driven by curiosity, resilience, self-motivation, and a knack for creative problem-solving.
Risk Management is intricate and multi-faceted, encompassing a deep understanding of the Bank’s financial risk profile, establishing risk appetite, uncovering growth opportunities, and safeguarding the interests of our shareholders and investors. Our approach combines rigorous qualitative and quantitative analysis to ensure informed decision-making, compliance with regulations, and responsible action. We work closely with diverse sector and product segments to optimise returns while assessing a spectrum of risks including financial, economic, legal, political, regulatory, environmental, and reputational.
By joining our Risk Management graduate programme, you will gain unparalleled experience across critical areas of Corporate and Investment Banking. You will have the opportunity to engage with key businesses and transactions, working within domains such as Corporate Credit Risk, Non-Financial Risk, Real Estate Finance Credit Risk, Financial Institutions Credit Risk, Environmental, Social & Governance (ESG) Risk, Country & Sovereign Risk, Data Management, and Risk Assurance.
Why Standard Bank
“If you want to be the best, you need to learn from the best.”
Standard Bank placed 18th in the 2024 edition of Forbes’ annual ranking of the World’s Best Employers, a list that includes 850 top large multinational organisations. The bank emerged as the highest ranked company from Africa and ranked second in the Banking and Financial Services sector globally.
Qualifications
Post Graduate qualification (Completed or completing in 2025)
- Mathematics and Statistics
- Actuarial Science
- Financial Mathematics
- Financial Risk Management
- BCom Hons (Finance/Economics/Risk Management)
- BSc Hons (Environmental Science)
- PPE
Minimum Requirements:
- Must be a South African citizen
- Must be under 30 years of age
- Maximum of two years’ work experience
- Minimum of 65% average over all years of study
Key skills and attributes:
- Working collaboratively with others
- Resilience
- Creative problem solving and considered decision making
- Curiosity and willingness to learn
- Positive attitude and self confidence
COMPLETE YOUR ONLINE APPLICATION HERE
- People & Culture (Human Capital) Graduate Trainee Programme
Job Overview
Business Segment: Group Functions
Job Ref ID: 80439746A-0001
Job Description
How our people think and feel about their work correlates directly with how satisfied our clients are, and how successful we are in delivering our business strategy. The People and Culture team play a critical role in enabling the people of the Standard Bank Group to become the best version of themselves to drive our continent’s growth.
So, we’re looking for talented young people who are driven to win, empathetic and supportive, and committed to unleashing Africa’s potential. You’ll help us bring our purpose to life and ensure that we add value to the lives of over 54 000 people working across the continent.
The 18-month programme consists of structured rotations and has a strong focus on learning-on-the-job, self-learning and technical training. Above all, you’ll get to experience People and Culture as a generalist and as a subject matter expert, while interacting and collaborating with all levels of employees.
Qualifications
BCom Honours degree in one or more of the following:
- Organisational Psychology
- Industrial Psychology
- Human Resources
- Post graduate diploma in Business Administration with an under-graduate degree in any of the above
COMPLETE YOUR ONLINE APPLICATION HERE
- Corporate Investment Banking (CIB) Finance Graduate Programme
Job Overview
Business Segment: Corporate & Investment Banking
Job Ref ID: 80439347A-0002
Job Description
Redefining Finance in banking – Be part of the future
Finance at Standard Bank is more than just numbers. We are the guardians of financial resources, strategic advisors, and drivers of innovation within the organisation. Our expertise ensures the efficient allocation of resources, strong financial control, and a deep understanding of our complex products, markets, and business landscape. We work collaboratively with key stakeholders to unlock opportunities, mitigate risks, and shape the future of finance.
Our function is also evolving — we are invested in innovation, data science, and new ways of working, constantly pushing the boundaries of what finance in banking can achieve.
Who we’re looking for:
We’re searching for individuals who bring something unique to the table. Regardless of your field of study, if you have the right mindset, curiosity, and drive, we want you on our team.
Joining our Finance Graduate Programme means gaining real exposure and insights into the inner workings of a leading financial institution. From day one, you’ll take on meaningful work, develop critical skills, and contribute to impactful projects.
We’re looking for self-motivated problem solvers who thrive in dynamic environments and are eager to challenge the status quo. You should have a passion for finance, financial markets, and strategic thinking, along with strong communication and collaboration skills.
Why Standard Bank
“If you want to be the best, you need to learn from the best.”
Standard Bank placed 18th in the 2024 edition of Forbes’ annual ranking of the World’s Best Employers, a list that includes 850 top large multinational organisations. The bank emerged as the highest ranked company from Africa and ranked second in the Banking and Financial Services sector globally.
Qualifications:
- Post Graduate qualification (Completed or completing in 2025)
- A minimum of a postgraduate degree: diverse degrees will be considered (with the exception of Auditing)
- Emphasis for filtering for minimum skills/knowledge (e.g. financial acumen) will apply more rigorously in the online application process
Key skills and Attributes:
- Ability to work collaboratively in a team
- Resilience and adaptability
- Creative problem-solving and decision-making
- Curiosity and a willingness to learn
- Positive attitude and self-confidence
- Programme duration: 24 to 36 Months
COMPLETE YOUR ONLINE APPLICATION HERE
- Personal & Private Banking (PPB) Risk Graduate Programme
Job Overview
Business Segment: Personal & Private Banking
Job Ref ID: 80439019A-0001
Job Description
We’re looking for talented individuals to join our Risk Management division as Graduate Trainees.
The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.
Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk.
You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude.
During this 18-month programme you can look forward to:
- Learning about the Credit Lifecycle
- Participating in value adding projects
- Ad hoc reporting, insights and analytics to inform business decisions
- Collaborating with various teams
- Learning/improving coding skills
- Driving modernisation of digital credit solutions/strategies in Africa Regions
- Contributing to fraud insights and analytics
- Scorecard, capital, impairments and/or machine learning model monitoring and/or development
- Building credit strategies
- Using data science tools to automate risk assurance processes.
Qualifications
Masters or Honours in:
- BSc / Bcom / BDatSci
- Statistics
- Data Science
- Pure Mathematics
- Actuarial Science
- Informatics / Information Systems
- Computer Science
- Computational and Applied Mathematics
- Econometrics
- Behavioural Economics
- Honours qualification to be completed by 31 December 2025
COMPLETE YOUR ONLINE APPLICATION HERE
- Business & Commercial Banking (BCB) Credit Risk Graduate Programme
Job Overview
Business Segment: Business & Commercial Banking
Job Ref ID: 80439735A-0001
Job Description:
Are you ready to embark on an exciting career journey in Credit Risk withing Business and Commercial Banking? Our Graduate Program offers you the opportunity to gain hands on experience in a dynamic and fast paced industry.
Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa and the African Continent.
Credit Risk Modelling – Learn to develop and refine models that assess risk, guiding critical lending decisions.
Digital Lending Strategies – Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes.
Lending Portfolio Management – Gain insights into managing diverse lending portfolios and optimising performance.
Data Management and Visualisation – Master the skills to manage large datasets and create compelling visualizations that drive business insights.
Why join Standard Bank?
- Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.
- Professional Development – Access mentorship, networking opportunities, and resources to support your growth.
- Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
- Career Pathways – Our program opens doors to a rewarding career at Standard Bank.
- Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.
During this 18-month program, you will have the opportunity to:
- Understand the Credit Risk Lifecycle: Gain comprehensive insights into each stage of the credit risk process and its impact on business operations.
- Enhance Coding Skills: Develop and refine your expertise in SAS, SQL, and Python to analyse data and create innovative solutions.
- Contribute to Digital Risk Modernization: Play a key role in updating and streamlining digital risk solutions and strategies.
- Develop and Maintain Credit Risk Models: Assist in creating, deploying, maintaining, and monitoring models that evaluate risk and guide critical lending decisions.
- Create Insightful Dashboards: Use tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and key performance indicators (KPIs) for stakeholders.
- Optimize Credit Limit Setting Strategies: Support the design, maintenance, and improvement of strategies for digital and automated lending processes.
- Monitor Credit Portfolios: Contribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management.
- Perform Quantitative Analytics: Analyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios.
Qualifications
Masters or Honours in:
BSc / BCom
- Business Mathematics and Informatics (BMI)
- Mathematics
- Statistics
- Data Science
- Actuarial Science
- Computer Science
- Engineering (Financial, Mechanical, Industrial, Electrical & Chemical)
- Operations / Operational Research
- Risk Analysis / Analytics
COMPLETE YOUR ONLINE APPLICATION HERE
- Personal & Private Banking (PPB) Data Science Graduate Programme
Job Overview
Business Segment: Personal & Private Banking
Job Ref ID: 80439313A-0001
Job Description
For us, data is not just an asset; it’s the heartbeat of innovation and progress, fuelling our ability to drive growth on the continent we proudly call home.
In an era where our world is shaped by data-led solutions, we’re at the forefront of building this critical function in our business. Our Data Science Graduate Programme puts you right at the centre of this fast-moving area, with a focus on structured training and development and a commitment to technical, personal, and professional excellence.
So, who are we looking for? You’ll be hugely talented, with a strong quantitative background. You’ll also be obsessed with solving real client problems by analysing data, identifying insights, and building bespoke solutions. Bring these skills to our graduate programme, and discover how – through learning, support, and unrivalled exposure – you’ll transform your potential into impact.
Here, your ambition and skill will find its match in our dedication to excellence.
Key responsibilities:
Client
- Supports business integration through integrating model outputs into end-point production systems, incorporating business requirements and knowledge of best practices.
Data
- Assist the gathering of data for use in Data Science models, ensuring that chosen datasets best reflect the organisations goals. Performs data pre-processing including data manipulation, transformation, normalisation, standardisation, visualisation, and derivation of new variables/features. Utilises advanced data analytics and mining techniques to analyse data, assessing data validity and usability; reviews data results to ensure accuracy; and communicates results and insights to stakeholders.
- Assists various mathematical, statistical, and simulation techniques to typically large and unstructured data sets in order to answer critical business questions and create predictive solutions which drive improvement in business outcomes. Assists analytics and insights across the organisation by developing advanced statistical models and computational algorithms based on business initiatives.
- Codes, tests, and maintains scientific models and algorithms and identifies trends, patterns, and discrepancies in data and determines additional data needed to support insight. Processes, cleanses, and verifies the integrity of data used for analysis.
- Use data profiling and visualisation techniques using tools to understand and explain data characteristics that will inform modelling approaches. Communicate data information to business with respective stakeholders, presenting trends, correlations and patterns found in complicated datasets in a manner that clearly and concisely conveys meaningful insights and defend recommendations under the supervision of data scientists.
- Utilises the appropriate data storage and data mining tools to ensure value can be extracted from the sourced data. Mines data using state-of-the-art methods and enhances data collection procedures to include information that is relevant for building models.
People
- Liaise and collaborate with the Data Science Guild providing support to stakeholders in the department for its data centric needs. Collaborate with subject matter experts to select the relevant sources of information and translates the business requirements into data mining/science outcomes. Presents findings and observations to team for development of recommendations.
Product
- Supports various mathematical, statistical, and simulation techniques to answer business questions within specific areas of focus. Develops modelling solutions that enable the forecast of quality data outcomes. Ensures that volumetric predictions are modelled so that resource requirements are optimally considered. Supporting reporting production ensuring sustainable and effective modelling solutions.
- Supports and implements operational IA plan, rules, methodologies, and coding initiatives in order to ensure IA for remediation efforts. Support and implements the strategy for productionalising automation software so that it is accurate and well maintained.
Technology & Architecture
- Assists in building machine learning models from and utilises distributed data processing and analysis methodologies. Competent in Machine Learning programming in R or Python, with supplementary still in Matlab, Java, etc. Familiar with the Hadoop distributed computational platform, including broader ecosystem of tools such as HDFS / Spark / Kafka.
Qualifications
Completed or currently enrolled in an Honours or Master’s degree in the following fields:
- Data Science
- Statistics
- Computer Science
- Applied Mathematics
- Quantitative Risk Management
- Engineering (Computer, Industrial, Chemical, Electronic, Electrical, Mechanical, Mechatronic)
- Honours qualification to be completed by 31 December 2025
COMPLETE YOUR ONLINE APPLICATION HERE
- Personal & Private Banking (PPB) Behavioural Economics Graduate Programme
Job Overview
Business Segment: Personal & Private Banking
Job Ref ID: 80439312A-0001
Job Description
The Behavioural Economics graduate will operate across functions (Analytics, Digital, Product, Marketing, Channel) leveraging behavioural insights to design nudges that shape customer behaviour in a way that generates commercial value to the Bank.
The Behavioural Economics team is responsible for researching, collating and recommending global best-practice behavioural case studies from industry and academia, which in turn guide the design and development of new initiatives, implemented through multi-disciplinary teams and regular experimentation. The focus is on full spectrum of personal and business banking services and initiatives span across financial wellbeing, customer outcomes such as improving savings rates and credit performance, and internal productivity.
This exposure to the value chain within financial services, from execution at the front line to developing, testing and scaling positive interventions. Success is dependent on cross-functional teamwork, which include digital channels, branch network, segment, product and marketing and the programme involves active learning and opportunities for various practical applications.
Through this rotational programme, you’ll get the opportunity to learn how to construct a behavioural intervention, from design to execution and further manage and measure key experimentations. This exciting programme involves identifying new opportunities, researching the latest methods and sourcing behavioural insights from customers, designing, monitoring and measuring experiments and working across functions to implement and scale feasible projects. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.
During this 12-month programme you can look forward to:
- Hypothesis-driven business problem solving
- Testing hypotheses in live environments (i.e. field experimentation)
- Project management
- Speaking your mind
- Adding value to the bank
- Engaging with senior and junior stakeholders
- Behaving in accordance with the bank’s professional standards, and
- Building a passion for behavioural economics.
Qualifications
Honours or Masters in:
- Economics
- Psychology
- Cognitive Science
- Neuroscience
- Organisational Behaviour
- Decision Making
- Sociology
- Business Science
- Marketing
- Econometrics
- Honours qualification to be completed by 31 December 2025.
Additional Information
Minimum requirements:
- South African Citizen
- Should you have work experience, it should not exceed 24 months
- Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
COMPLETE YOUR ONLINE APPLICATION HERE
- Investment Banking Graduate, Trainee
Job Overview
Business Segment: Corporate & Investment Banking
Job Ref ID: 80438961A-0001
Job Description
What are we looking for?
- Young people who are invested in Africa’s sustainable growth
- Courageous problem solvers
- Collaborative team players
- Inquisitive minds with a relentless desire to learn
- Ambitious go-getters who are driven to win
- Individuals that subscribe to the highest ethical standards
Why Standard Bank?
“If you want to be the best, you need to learn from the best.”
Standard Bank placed 18th in the 2024 edition of Forbes’ annual ranking of the World’s Best Employers, a list that includes 850 top large multinational organisations. The bank emerged as the highest ranked company from Africa and ranked second in the Banking and Financial Services sector globally.
Investment Banking forms part of Standard Bank’s Corporate and Investment Banking (CIB) business, which is the most established investment banking franchise across the continent. We serve large companies (multinational, regional and domestic), governments, parastatals, entrepreneurs and institutional clients across Africa and international markets. Our clients leverage our in-depth sector and regional expertise, our specialist structuring capabilities, and our access to local and global capital markets for advisory, funding and risk management support.
Qualifications
Postgraduate or 4-year degree in:
- Engineering
- Accounting
- Risk Management
- Business sciences
- Financial sciences
- Economics
- Math/ Statistics
COMPLETE YOUR ONLINE APPLICATION HERE
Minimum Requirements:
- South African Citizen or Permanent Resident
- Full time student or very recent graduate
- Minimum of 65% average over all years of study
- Must be under 30 years of age
- Maximum of two years’ work experience
Programme Duration: 18 Months
If you are ready to take on this challenge and contribute to our dynamic team, apply now and shape the future of CIB Risk Management with us.
Additional Information
Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za
