Business & Commercial Banking (BCB) Credit Risk Graduate Internship Programme: Standard Bank
Are you ready to embark on an exciting career journey in Credit Risk withing Business and Commercial Banking? Our Graduate Program offers you the opportunity to gain hands on experience in a dynamic and fast paced industry.
Job Overview
Business Segment: Business & Commercial Banking
Placement: ZA, GP, Johannesburg, Baker Street 30
Job Type: Full-time
Job Ref ID: 80439735A-0001
Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa and the African Continent.
- Credit Risk Modelling – Learn to develop and refine models that assess risk, guiding critical lending decisions.
- Data Science – Harness the power of data to drive insightful analyses and innovative solutions.
- Digital Lending Strategies – Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes.
- Lending Portfolio Management – Gain insights into managing diverse lending portfolios and optimising performance.
Why join Standard Bank?
- Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.
- Professional Development – Access mentorship, networking opportunities, and resources to support your growth.
- Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
- Career Pathways – Our program opens doors to a rewarding career at Standard Bank.
Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.
During this 18-month program, you will have the opportunity to:
- Understand the Credit Risk Lifecycle: Gain comprehensive insights into each stage of the credit risk process and its impact on business operations.
- Enhance Coding Skills: Develop and refine your expertise in SAS, SQL, and Python to analyze data and create innovative solutions.
- Contribute to Digital Risk Modernization: Play a key role in updating and streamlining digital risk solutions and strategies.
- Develop and Maintain Credit Risk Models: Assist in creating, deploying, maintaining, and monitoring models that evaluate risk and guide critical lending decisions.
- Create Insightful Dashboards: Use tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and key performance indicators (KPIs) for stakeholders.
- Optimize Credit Limit Setting Strategies: Support the design, maintenance, and improvement of strategies for digital and automated lending processes.
- Monitor Credit Portfolios: Contribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management.
- Perform Quantitative Analytics: Analyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios.
Application dates: 1 April 2025 – 30 June 2025
Minimum Requirements:
Honours or Masters in BSc/BCom:
- Statistics/Data Science
- Pure Mathematics
- Actuarial Science
- Risk Management
- Computational and Applied Mathematics
- South African Citizen
- Should you have work experience, it should not exceed 18 months
- Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
- Honours qualification to be completed by 31 December 2025
How to apply:
COMPLETE YOUR ONLINE APPLICATION HERE
Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za
